Help protect your organisation with insurance cover
Volunteer insurance is one way that not-for-profit organisations can protect itself, its volunteers and paid staff, committee of management, clients and customers against risk.
The kind of insurance you need depends on what your organisation does, how it is set up and who is involved. Every organisation is different and it is important to make sure you have adequate insurance to cover you and the people in your organisation for potential liability, injury or loss. It is the responsibility of your organisation to be familiar with all the clauses of a policy and provide details to your staff.
We recommend the appropriate level of insurance cover for volunteers at your organisation. Without appropriate insurance cover, the Centre for Participation is unable to refer volunteers to your organisation.
The most common types of insurance cover are:
Public liability
Covering organisations for legal liability to third parties for personal injury or property damage caused in connection with the insured organisation’s business activities.
Personal accident
To cover volunteers for expenses following accidental injury, disability or death while volunteering. This type of insurance may cover loss of income.
Directors and officers liability
To compensate committee members and office bearers for loss, for example, legal costs where they have committed a wrongful act in the running of the organisation.
Professional indemnity
To compensate the organisation for loss incurred through a claim made against the organisation for breach of professional duty arising from negligence, errors, omissions, defamation, loss of records or documents, dishonest acts by volunteer or paid staff.
Comprehensive motor vehicle
To cover vehicles, owned and driven by volunteers, for loss or damage to the vehicle or third-party property during the course of volunteering.
Building and contents
Covers the building that your organisation owns or occupies, and its contents, against damage from fire, theft, storm or accidents.
Find our more information about insurance cover here.
